Mint helps its users create budgets and track their financial conditions. All you have to do is to download the application via Google Play or Apple store and install it, following the prompts. It allows you to follow and track your transactions on all your accounts at once. Perhaps users and third parties have questioned the security of using Mint and attaching their account details to it but they do take extra measures to ensure that the app is safe for their users. You will need to download the Zenka application from Google Play or Apple store. Register your details in the app. Be sure to own a valid identification card and a running Mpesa account to facilitate your credit and debit transactions. Follow the necessary prompts, answer a few questions posed and fill in the required details. This takes a maximum of 5 minutes. This is only useful if you want a loan.